Long term debt funds invest in bonds with very long expiry periods. This period can be as long as 10 years. Most of the long term debt fund investment goes into government bonds.
Holdings of one of the famous long term debt fund : ICICI pru long term fund : http://www.moneycontrol.com/mutual-funds/icici-prudential-long-term-plan-direct-plan/portfolio-holdings/MPI2285
Long term debt fund can go up and down depending upon the yields of these bonds.
The net asset value of any long term debt fund will fall when yield of these 10 year government bond rise. These bonds are traded in bond market and can rise and fall due to variety of reasons:
1) Market sentiments: If inflation is rising or macro data are not coming out good. These bonds will grow attract higher yield and as a result your long term debt fund NAV will fall.
2) RBI policy: Any hike in monetary ratios(repo rate etc) will again increase the yield of 10 year bond yield and decrease ong term debt fund NAV.
To check the present and past yield of 10 year bond refer : https://www.bloomberg.com/quote/GIND10YR:IND
Showing posts with label mutual funds. Show all posts
Showing posts with label mutual funds. Show all posts
Saturday, May 26, 2018
Friday, December 29, 2017
Multibagger stocks for 2018
List of multibagger stocks for 2018 as per internet research :
This list is completely internet research based. Do your own analysis before investing.
1.
Grauer
and Weil
2.
Gokul
agro
3.
Vikas
Ecotech
4.
Kriti
Nutrients
5.
Pact
industry
6.
Bharatiya
Global
7.
Meghmani
Organi
8.
Ashok
Leyland
9.
Yes
Bank
10.Aries Agro
11.Sanwaria Agro
12.Exide Industry
13.Commercial Engineering
14.Madras Fertilizer
15.IL and FS
16.Morepen Lab
17.BF INVESTMENTS
18.STEL Holdings
19.Dewan Housing
20.PC Jeweller
21.Shakti Pumps
22.Syncom Formula
23.SATIN
CREDITCARE NETWORK LTD
24.MCX
25.CDSL
26.Icici Prudential
27.Dr Lal path labs
28.TATA MOTORS
29.M&M
30.Indraprastha
Gas Limited
31.Deepak fertilizers and petrochemicals
32.Rashtriya chemicals and fertilisers
33.Coal India
34.Rain industries
35.Edelweiss
36.Kolte patil developers
37.Apex frozen food
38.Elecon Engineering
39.Nagreeka Capital
40.Religare
41.Godrej Agrovet
42.Sintex plastics
43.Rain
44.UFO movies
45.Capacitˡe Infraprojects Limited (CIL)
46.FINEOTEX CHEMICALS
47.GRAUER AND WEIL
48.NITIN SPINNERS
49.PODDAR PIGMENTS
50.SHIVAM AUTOTECH
51.Ashoka Buildcon
52.Centuryply
53.Universal cables
54.KEI Industries
Thursday, December 28, 2017
Best performing mutual funds for year 2017.
Best performing mutual funds for year 2017.
26th December 2017 is the last trading week of
2017. If we look at the returns given in last 1 years by the mutual fund here
are the toppers of 2017 in their respective categories:
1) Large Cap Funds:
2) Small Cap and Mid Cap Funds :
3) Diversified Equity :
4) Equity Linked Saving Scheme :
5) Balanced Funds :
Note that past one year performance is not the best gauge for analyzing the performance of these funds.
Source : moneycontrol.com
Linking Aadhaar to all mutual funds in one go
Linking Aadhaar to all mutual funds.
These days we are getting messages for all mutual fund
houses to link our Aadhaar to mutual funds.
All the mutual funds houses work either under CAMS or Karvy.
If we link our Aadhaar on these 2 sites it will be linked to all our mutual
funds investments.
Thanks
Saturday, December 2, 2017
Why STP is better than SIP?
I am writing this article to explain to you why STP which stands for "systematic transfer plan" is better than SIP (systematic investment plan) for equity mutual fund investment when you have a lumpsum amount in your bank account.
Suppose you have 1 lakh rupees in your account and you want to invest it in equity.
We have understand that investment in equity is subject to market risk and it is having high volatility but at the same time history has proven equity as the best form of investment option for human kind.
Understanding everything we know how SIP can save us from market fluctuation and it is the best means for a layman to invest in equity but what should you do if you have lots of funds in you account from a bonus or sale of property? Should you keep that amount in bank and slowly invest through SIP?
The answer is NO. Bank these days are giving only 3.5% return keeping huge amount in savings banks account will not be the wisest investment approach. Put the lumpsum amount in liquid fund.
These are the funds which invests in government securities with very short expires as a result they never go down and gives a approximate return of ~6%. Then start one or multiple STPs from liquid fund to equity fund. Simple!!
List of liquid funds to invest : http://www.moneycontrol.com/mutual-funds/performance-tracker/returns/liquid.html
Suppose you have 1 lakh rupees in your account and you want to invest it in equity.
We have understand that investment in equity is subject to market risk and it is having high volatility but at the same time history has proven equity as the best form of investment option for human kind.
Understanding everything we know how SIP can save us from market fluctuation and it is the best means for a layman to invest in equity but what should you do if you have lots of funds in you account from a bonus or sale of property? Should you keep that amount in bank and slowly invest through SIP?
The answer is NO. Bank these days are giving only 3.5% return keeping huge amount in savings banks account will not be the wisest investment approach. Put the lumpsum amount in liquid fund.
These are the funds which invests in government securities with very short expires as a result they never go down and gives a approximate return of ~6%. Then start one or multiple STPs from liquid fund to equity fund. Simple!!
List of liquid funds to invest : http://www.moneycontrol.com/mutual-funds/performance-tracker/returns/liquid.html
Subscribe to:
Posts (Atom)